/* First Life Finanz – PKV-Landingpage
   Konzept: Premium-Beratung. Midnight Blue als Bühne, Gold/Champagner als Akzent, Weiß und helles Grau als ruhige Flächen.
   Oliver im Mittelpunkt, der FLF Magic Man als wiederkehrender Tippgeber. Keine externen Fonts (Datenschutz). */
:root{
  --night:#0e1a2f; --night-2:#162640; --night-3:#223453;
  --gold:#b8904f; --gold-2:#d6b77f; --champagne:#efe4cf;
  --paper:#ffffff; --mist:#f3f4f7; --line:#e0e3ea;
  --ink:#15213a; --muted:#5b6478; --on-dark:#e9edf5; --on-dark-muted:#aab4c7;
  --serif:Georgia,"Times New Roman",serif;
  --sans:"Segoe UI",system-ui,-apple-system,Roboto,"Helvetica Neue",Arial,sans-serif;
  --r:14px;
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth;scroll-padding-top:96px}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block;height:auto}
a{color:inherit}
h1,h2,h3,h4,p{margin-top:0}
h1,h2{font-family:var(--serif);font-weight:400;letter-spacing:-.02em;text-wrap:balance}
h1 em,h2 em{color:var(--gold);font-style:italic}
h2{font-size:clamp(1.9rem,3.4vw,2.9rem);line-height:1.15;margin-bottom:.6em}
h3{font-size:1.15rem;line-height:1.35;margin-bottom:.5em}
.wrap{max-width:1200px;margin-inline:auto;padding-inline:clamp(16px,4vw,40px)}
.section{padding-block:clamp(64px,9vw,112px)}
.tint{background:var(--mist)}
.night{background:var(--night);color:var(--on-dark)}
.eyebrow{font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:var(--gold);margin-bottom:1rem}
.eyebrow.on-dark{color:var(--gold-2)}
.sec-head{max-width:760px;margin-bottom:clamp(32px,5vw,56px)}
.sec-lead{color:var(--muted);font-size:1.05rem;max-width:60ch}
.fine{font-size:.82rem;color:var(--muted);margin:.8rem 0 0}
.skip{position:fixed;top:-80px;left:16px;background:var(--paper);padding:12px 16px;z-index:100;border-radius:8px}
.skip:focus{top:12px}
:focus-visible{outline:3px solid var(--gold-2);outline-offset:3px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;border-radius:999px;padding:.9em 1.6em;font:inherit;font-weight:600;font-size:.95rem;text-decoration:none;border:1.5px solid transparent;cursor:pointer;transition:transform .15s,background .15s,border-color .15s,color .15s}
.btn:hover{transform:translateY(-1px)}
.btn:disabled{opacity:.4;cursor:not-allowed;transform:none}
.btn-gold{background:var(--gold);color:#fff}
.btn-gold:hover{background:#a67f41}
.btn-night{background:var(--night);color:#fff}
.btn-night:hover{background:var(--night-3)}
.btn-ghost{border-color:rgba(233,237,245,.4);color:var(--on-dark)}
.btn-ghost:hover{border-color:var(--gold-2);color:#fff}
.btn-line{border-color:var(--line);color:var(--ink);background:var(--paper)}
.btn-line:hover{border-color:var(--gold)}
.btn-sm{padding:.6em 1.15em;font-size:.88rem}

/* Header */
.site-head{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.head-row{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:76px}
.wordmark{display:flex;flex-direction:column;text-decoration:none;line-height:1.1;padding-left:14px;border-left:3px solid var(--gold)}
.wm-name{font-family:var(--serif);font-size:1.45rem;color:var(--ink);letter-spacing:-.01em}
.wm-sub{white-space:nowrap;font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-top:3px}
#pkv-nav{display:flex;align-items:center;gap:22px;font-size:.9rem}
#pkv-nav a{white-space:nowrap}
#pkv-nav a:not(.btn){text-decoration:none;color:var(--ink)}
#pkv-nav a:not(.btn):hover{color:var(--gold)}
.menu-btn{display:none;font:inherit;background:none;border:1.5px solid var(--line);border-radius:999px;padding:.45em 1em;cursor:pointer}
@media (max-width:1180px){
  .menu-btn{display:block}
  #pkv-nav{display:none;position:absolute;left:0;right:0;top:100%;flex-direction:column;align-items:stretch;gap:0;background:var(--paper);border-bottom:1px solid var(--line);padding:8px clamp(16px,4vw,40px) 20px}
  #pkv-nav.open{display:flex}
  #pkv-nav a:not(.btn){padding:.8em 0;border-bottom:1px solid var(--line)}
  #pkv-nav .btn{margin-top:14px}
  .wm-name{font-size:1.2rem}
}

/* Hero */
.hero{position:relative;background:radial-gradient(90% 120% at 85% 10%,var(--night-3) 0%,var(--night) 55%);color:var(--on-dark);padding-block:clamp(56px,8vw,96px) calc(clamp(64px,8vw,104px) + clamp(70px,9vw,170px));overflow:hidden}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:clamp(32px,5vw,72px);align-items:center}
.hero h1{font-size:clamp(2.3rem,4.6vw,3.9rem);line-height:1.08;margin-bottom:.55em;color:#fff}
.hero h1 em{color:var(--gold-2)}
.hero-lead{font-size:1.12rem;color:var(--on-dark-muted);max-width:56ch}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0 40px}
.hero-facts{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;border-top:1px solid rgba(233,237,245,.15);padding-top:24px}
.hero-facts strong{display:block;font-family:var(--serif);font-weight:400;font-size:1.35rem;color:var(--champagne)}
.hero-facts span{font-size:.86rem;color:var(--on-dark-muted);line-height:1.45;display:block}
.hero-visual{display:grid;grid-template-columns:minmax(0,150px) minmax(0,1fr);align-items:end;gap:0}
.portrait{grid-column:2;grid-row:1;margin:0;border-radius:200px 200px var(--r) var(--r);overflow:hidden;background:var(--night-2);box-shadow:0 30px 60px rgba(0,0,0,.35);position:relative;max-width:420px;width:100%;justify-self:end}
.portrait img{aspect-ratio:4/4.6;object-fit:cover;width:100%}
.portrait figcaption{position:absolute;left:0;right:0;bottom:0;padding:48px 24px 20px;background:linear-gradient(transparent,rgba(14,26,47,.92));color:#fff}
.portrait figcaption strong{display:block;font-family:var(--serif);font-weight:400;font-size:1.4rem}
.portrait figcaption .title{display:block;font-style:normal;font-size:.78rem;letter-spacing:.06em;color:var(--gold-2);margin:2px 0 4px}
.portrait figcaption span{font-size:.85rem;color:var(--champagne)}
.hero-wizard{grid-column:1;grid-row:1;position:relative;z-index:2;width:170px;margin-right:-40px;margin-bottom:-28px;align-self:end}
.hero-wizard img{filter:drop-shadow(0 16px 20px rgba(0,0,0,.45))}
.speech{position:absolute;bottom:100%;left:-10px;width:200px;background:var(--paper);color:var(--ink);font-size:.86rem;line-height:1.45;padding:.8em 1em;border-radius:14px;box-shadow:0 12px 30px rgba(0,0,0,.3);margin-bottom:6px}
.speech::after{content:"";position:absolute;left:60px;bottom:-7px;width:14px;height:14px;background:var(--paper);transform:rotate(45deg)}
@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr}
  .hero-visual{max-width:520px;margin-inline:auto;width:100%}
}
@media (max-width:560px){
  .hero-facts{grid-template-columns:1fr;gap:12px}
  .hero-visual{grid-template-columns:minmax(0,96px) minmax(0,1fr)}
  .hero-wizard{width:112px;margin-right:-30px;margin-bottom:-16px}
  .speech{width:150px;font-size:.78rem;left:-6px}
  .speech::after{left:40px}
}

.skyline{position:absolute;left:0;right:0;bottom:0;width:100%;height:clamp(130px,14vw,270px);pointer-events:none}
.skyline .sky-near{fill:#46412f;stroke:#46412f;stroke-width:1.5;stroke-linejoin:round}
.hero-grid{position:relative;z-index:1}

/* Wer berät Sie */
.qa-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border-top:1px solid var(--line)}
.qa-grid article{padding:28px 28px 28px 0;border-bottom:1px solid var(--line)}
.qa-grid article:not(:nth-child(3n+1)){padding-left:28px;border-left:1px solid var(--line)}
.qa-grid h3{font-family:var(--serif);font-weight:400;font-size:1.3rem;color:var(--ink)}
.qa-grid p{color:var(--muted);margin:0}
@media (max-width:900px){
  .qa-grid{grid-template-columns:1fr 1fr}
  .qa-grid article,.qa-grid article:not(:nth-child(3n+1)){padding:24px 20px 24px 0;border-left:none}
  .qa-grid article:nth-child(even){padding-left:20px;border-left:1px solid var(--line)}
}
@media (max-width:600px){
  .qa-grid{grid-template-columns:1fr}
  .qa-grid article:nth-child(even){padding-left:0;border-left:none}
}

/* Zauberer-Hinweis */
.wizard-note{background:var(--night-2);color:var(--on-dark);padding-block:clamp(40px,6vw,64px);overflow:hidden}
.note-row{display:grid;grid-template-columns:180px minmax(0,1fr);gap:clamp(20px,4vw,48px);align-items:center}
.note-row img{width:180px;filter:drop-shadow(0 14px 18px rgba(0,0,0,.4))}
.wizard-note h2{color:#fff;font-size:clamp(1.6rem,2.8vw,2.2rem)}
.wizard-note p{color:var(--on-dark-muted);max-width:70ch}
.figures{display:flex;flex-wrap:wrap;gap:16px;margin:4px 0 20px}
.figures div{background:rgba(255,255,255,.06);border:1px solid rgba(214,183,127,.35);border-radius:var(--r);padding:14px 20px;min-width:190px}
.figures span{display:block;font-size:.75rem;letter-spacing:.14em;color:var(--gold-2);font-weight:700}
.figures strong{display:block;font-family:var(--serif);font-weight:400;font-size:2rem;color:#fff;font-variant-numeric:tabular-nums;line-height:1.2}
.figures small{color:var(--on-dark-muted);font-size:.8rem}
.source{font-size:.8rem}
.source a{color:var(--champagne)}
@media (max-width:640px){.note-row{grid-template-columns:1fr}.note-row img{width:120px}}

/* Check */
.check-grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(28px,5vw,64px);align-items:start}
.check-intro p{color:var(--muted)}
.privacy-hint{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:16px 18px;font-size:.92rem}
.privacy-hint strong{color:var(--ink)}
.check-card{background:var(--paper);border-radius:22px;box-shadow:0 20px 50px rgba(14,26,47,.1);padding:clamp(22px,4vw,40px);border:1px solid var(--line)}
.progress{height:4px;background:var(--mist);border-radius:4px;overflow:hidden;margin-bottom:14px}
.progress span{display:block;height:100%;width:20%;background:var(--gold);transition:width .3s}
.step-count{font-size:.8rem;color:var(--muted);letter-spacing:.05em;margin-bottom:8px}
.step{border:0;padding:0;margin:0;display:grid;gap:10px}
.step legend{font-family:var(--serif);font-size:1.5rem;line-height:1.25;margin-bottom:14px;padding:0}
.step legend small{display:block;font-family:var(--sans);font-size:.8rem;color:var(--muted);margin-top:4px}
.opt{display:flex;align-items:center;gap:12px;border:1.5px solid var(--line);border-radius:12px;padding:14px 16px;cursor:pointer;transition:border-color .15s,background .15s}
.opt:hover{border-color:var(--gold-2)}
.opt input{accent-color:var(--gold);width:18px;height:18px;flex:none;margin:0}
.opt:has(input:checked){border-color:var(--gold);background:#fbf7ef}
.step-nav{display:flex;justify-content:space-between;gap:12px;margin-top:24px;flex-wrap:wrap}
.step-nav .btn:only-child,.step-nav [hidden]+.btn{margin-left:auto}
.result-head{display:grid;grid-template-columns:96px minmax(0,1fr);gap:20px;align-items:start;margin-bottom:20px}
.result-head img{width:96px}
.result h3{font-family:var(--serif);font-weight:400;font-size:1.55rem;line-height:1.25}
.result h4{font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.topics{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.topics li{padding:12px 14px 12px 40px;background:var(--mist);border-radius:10px;position:relative;font-size:.95rem;line-height:1.5}
.topics li::before{content:"✦";position:absolute;left:15px;top:12px;color:var(--gold)}
@media (max-width:900px){.check-grid{grid-template-columns:1fr}}
@media (max-width:480px){.result-head{grid-template-columns:64px minmax(0,1fr)}.result-head img{width:64px}}

/* Zeitreise */
.travel{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);gap:clamp(24px,5vw,56px);align-items:center}
.age-label{display:block;font-family:var(--serif);font-size:1.6rem;margin-bottom:14px}
.age-label output{color:var(--gold);font-variant-numeric:tabular-nums}
#age{width:100%;accent-color:var(--gold);height:28px}
.phase-marks{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:6px}
.phase-marks button{width:100%;text-align:left;font:inherit;font-size:.95rem;background:none;border:0;border-left:3px solid var(--line);padding:8px 14px;cursor:pointer;color:var(--muted);display:flex;justify-content:space-between;gap:12px}
.phase-marks button span{font-variant-numeric:tabular-nums}
.phase-marks button[aria-current="true"]{border-left-color:var(--gold);color:var(--ink);font-weight:600;background:var(--mist)}
.travel-card{background:var(--night);color:var(--on-dark);border-radius:22px;padding:clamp(24px,4vw,40px);display:grid;grid-template-columns:120px minmax(0,1fr);gap:24px;align-items:start;min-height:380px}
.travel-card img{width:120px;filter:drop-shadow(0 12px 16px rgba(0,0,0,.4));transition:transform .4s}
.travel-card h3{font-family:var(--serif);font-weight:400;font-size:1.8rem;color:#fff}
.travel-card ul{padding-left:1.1em;margin:0;display:grid;gap:10px;color:var(--on-dark-muted)}
.travel-card li::marker{color:var(--gold-2)}
.travel-card li strong{color:var(--champagne);font-weight:600}
@media (max-width:900px){.travel{grid-template-columns:1fr}}
@media (max-width:520px){.travel-card{grid-template-columns:1fr}.travel-card img{width:90px}}

/* Zielgruppen */
.groups{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.group{background:var(--paper);border-radius:18px;padding:28px;border:1px solid var(--line);display:flex;flex-direction:column}
.g-tag{font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:.6em}
.group h3{font-family:var(--serif);font-weight:400;font-size:1.45rem}
.group ul{padding-left:1.1em;margin:0 0 18px;color:var(--muted);font-size:.95rem;display:grid;gap:6px}
.group li::marker{color:var(--gold)}
.g-q{margin:auto 0 0;padding-top:16px;border-top:1px solid var(--line);font-family:var(--serif);font-style:italic;color:var(--ink)}
.group-cta{background:var(--night);color:var(--on-dark);border-color:var(--night);flex-direction:row;gap:18px;align-items:center}
.group-cta img{width:90px;flex:none}
.group-cta h3{color:#fff}
.group-cta p{color:var(--on-dark-muted);font-size:.95rem}
@media (max-width:980px){.groups{grid-template-columns:1fr 1fr}}
@media (max-width:640px){.groups{grid-template-columns:1fr}}

/* FAQ */
.faq-grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(28px,5vw,72px);align-items:start}
.sticky{position:sticky;top:110px}
.faq details{border-bottom:1px solid var(--line)}
.faq details:first-child{border-top:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:22px 44px 22px 0;font-family:var(--serif);font-size:1.25rem;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:6px;top:18px;font-family:var(--sans);font-size:1.6rem;color:var(--gold);transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{color:var(--muted);margin:0 0 24px;max-width:65ch}
@media (max-width:900px){.faq-grid{grid-template-columns:1fr}.sticky{position:static}}

/* Ablauf */
.night h2{color:#fff}
.night h2 em{color:var(--gold-2)}
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px;counter-reset:s}
.steps li{border-top:1px solid rgba(214,183,127,.4);padding-top:22px}
.steps .n{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:50%;border:1px solid var(--gold-2);color:var(--gold-2);font-family:var(--serif);font-size:1.1rem;margin-bottom:16px}
.steps h3{color:#fff;font-family:var(--serif);font-weight:400;font-size:1.3rem}
.steps p{color:var(--on-dark-muted);font-size:.95rem;margin:0}
@media (max-width:900px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.steps{grid-template-columns:1fr}}

/* Weitere Bereiche */
.more{padding-block:clamp(48px,7vw,80px)}
.more-row{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:32px;align-items:center}
.more h2{font-size:clamp(1.6rem,2.8vw,2.3rem);margin:0}
.chips{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:10px}
.chips a{display:inline-block;padding:.6em 1.1em;border:1.5px solid var(--line);border-radius:999px;text-decoration:none;font-size:.92rem}
.chips a:hover{border-color:var(--gold);color:var(--gold)}
@media (max-width:800px){.more-row{grid-template-columns:1fr}}

/* Kontakt */
.contact-grid{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:clamp(28px,5vw,64px);align-items:start}
.contact-person>img{width:120px;height:120px;border-radius:50%;object-fit:cover;margin-bottom:20px;border:3px solid var(--paper);box-shadow:0 10px 24px rgba(14,26,47,.15)}
.contact-person>p{color:var(--muted)}
.direct{list-style:none;padding:0;margin:20px 0 0;display:grid;gap:10px}
.direct li{display:grid;grid-template-columns:90px minmax(0,1fr);gap:12px;font-size:.95rem;overflow-wrap:anywhere}
.direct li>span:first-child{color:var(--muted);font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;padding-top:3px}
.direct a{color:var(--ink);text-decoration-color:var(--gold)}
.lead-form{background:var(--paper);border-radius:22px;padding:clamp(22px,4vw,40px);border:1px solid var(--line);box-shadow:0 20px 50px rgba(14,26,47,.08);display:grid;gap:16px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:grid;gap:6px;min-width:0}
.field label{font-size:.85rem;font-weight:600}
.field input,.field select,.field textarea{font:inherit;font-size:1rem;padding:.75em .9em;border:1.5px solid var(--line);border-radius:10px;background:var(--paper);color:var(--ink);width:100%}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--gold);outline:none;box-shadow:0 0 0 3px rgba(184,144,79,.2)}
.consent{display:flex;gap:10px;font-size:.88rem;color:var(--muted);align-items:flex-start}
.consent input{accent-color:var(--gold);width:18px;height:18px;flex:none;margin-top:3px}
.form-msg{margin:0;font-size:.9rem;color:#a4372a;min-height:1.2em}
.form-msg.ok{color:#2d6a3e}
.lead-form .btn{justify-self:start}
@media (max-width:900px){.contact-grid{grid-template-columns:1fr}}
@media (max-width:520px){.row2{grid-template-columns:1fr}}

/* Footer */
.site-foot{background:var(--night);color:var(--on-dark-muted);padding-block:36px 110px;font-size:.9rem}
.site-foot strong{color:var(--on-dark)}
.foot-row{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
.site-foot nav{display:flex;gap:10px 22px;flex-wrap:wrap;align-content:flex-start}
.foot-brand{display:flex;gap:14px;align-items:flex-start;max-width:520px}
.foot-brand img{width:40px;flex:none;border-radius:8px}
.site-foot a{color:var(--on-dark);text-decoration:none}
.site-foot a:hover{color:var(--gold-2)}

/* FLF Magic Man */
.magic{transition:opacity .3s,transform .3s;position:fixed;right:clamp(10px,2vw,24px);bottom:calc(10px + env(safe-area-inset-bottom,0px));z-index:50;display:flex;flex-direction:column;align-items:flex-end;gap:8px;pointer-events:none}
.magic>*{pointer-events:auto}
.magic.away{opacity:0;transform:translateY(20px)}
.magic.away>*{pointer-events:none}
.magic-btn{background:none;border:0;padding:0;cursor:pointer;width:84px}
.magic-btn img{filter:drop-shadow(0 10px 14px rgba(14,26,47,.35));animation:float 3.4s ease-in-out infinite}
.magic-btn:hover img{animation:hop .9s cubic-bezier(.3,0,.3,1) infinite}
.magic-card{position:relative;width:min(300px,calc(100vw - 32px));background:var(--paper);border:1px solid var(--line);border-radius:16px;box-shadow:0 20px 44px rgba(14,26,47,.22);padding:18px 18px 16px}
.magic-card .eyebrow{margin-bottom:.4rem;font-size:.68rem}
.magic-card p{font-size:.92rem;line-height:1.5;margin-bottom:12px}
.magic-actions{display:flex;gap:8px;flex-wrap:wrap}
.magic-close{position:absolute;top:6px;right:8px;background:none;border:0;font-size:1.4rem;line-height:1;color:var(--muted);cursor:pointer;padding:4px 8px}
@media (max-width:560px){.magic-btn{width:64px}}

/* Bewegung */
.float{animation:float 4s ease-in-out infinite}
@keyframes float{0%,100%{transform:translateY(0) rotate(-1deg)}50%{transform:translateY(-12px) rotate(1deg)}}
@keyframes hop{0%,100%{transform:translateY(0) scale(1.03,.97)}20%{transform:translateY(0) scale(.97,1.04)}50%{transform:translateY(-22px)}80%{transform:translateY(0) scale(1.04,.96)}}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}html{scroll-behavior:auto}}

/* Nürnberg-Seite */
.chips-static span{display:inline-block;padding:.6em 1.1em;border:1.5px solid var(--line);border-radius:999px;font-size:.92rem;background:var(--paper)}
.night .more-row h2{margin-bottom:.4em}
@media (max-width:480px){.wm-sub{font-size:.6rem;letter-spacing:.08em}.wordmark{padding-left:10px}}
.online-note{display:grid;grid-template-columns:110px minmax(0,1fr);gap:16px;align-items:center;margin-top:24px;background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:12px 18px 12px 12px}
.online-note img{width:110px}
.online-note p{margin:0;font-size:.92rem;color:var(--muted)}
.online-note strong{color:var(--ink)}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;opacity:0}

/* PKV-Betreuung */
.care-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:clamp(28px,5vw,64px);align-items:start}
@media (max-width:920px){.care-grid{grid-template-columns:1fr}}
#betreuung h2{color:#fff}
#betreuung h2 em{color:var(--gold-2)}
.care-lead{color:var(--on-dark-muted);font-size:1.05rem;max-width:62ch}
.care-list{list-style:none;padding:0;margin:24px 0 0;display:grid;gap:14px}
.care-list li{position:relative;padding-left:30px;color:var(--on-dark-muted);line-height:1.55}
.care-list li::before{content:"✓";position:absolute;left:0;top:0;color:var(--gold-2);font-weight:700}
.care-list strong{color:#fff}
.care-card{position:relative;background:var(--paper);color:var(--ink);border-radius:22px;padding:28px 26px 26px;box-shadow:0 30px 60px rgba(0,0,0,.3)}
.care-card>img{position:absolute;right:-18px;top:-64px;width:96px;filter:drop-shadow(0 12px 16px rgba(0,0,0,.35))}
.care-card h3{font-family:var(--serif);font-weight:400;font-size:1.5rem;margin:0 0 16px;padding-right:70px}
.care-steps{list-style:none;padding:0;margin:0 0 18px;display:grid;gap:14px}
.care-steps li{display:grid;grid-template-columns:34px minmax(0,1fr);gap:12px;align-items:start}
.care-steps span{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:#f6efe3;color:var(--gold);font-family:var(--serif);font-size:1.05rem}
.care-steps strong{display:block;font-size:.98rem;margin-bottom:2px}
.care-steps p{margin:0;color:var(--muted);font-size:.9rem;line-height:1.5}
.care-fine{font-size:.86rem;color:var(--muted);background:var(--mist);border-radius:12px;padding:12px 14px;margin:0 0 18px}
.care-fine strong{color:var(--ink)}
@media (max-width:560px){.care-card>img{width:72px;top:-48px;right:-6px}}

/* Handy: Zauberer neben dem Foto, nicht darüber */
@media (max-width:560px){
  .hero-visual{grid-template-columns:minmax(0,92px) minmax(0,1fr)!important;column-gap:8px!important}
  .hero-wizard{width:92px!important;margin-right:0!important;margin-bottom:-10px!important}
  .hero-wizard .speech{display:none}
}

/* Gesundheits-Automat (eingebettet) */
.on-dark-lead{color:var(--on-dark-muted)}
.automat-frame{max-width:760px;margin-inline:auto}
.automat-frame iframe{display:block;width:100%;height:900px;border:0;background:var(--night)}
/* Einwand-Säulen zum Drehen (je Säule 4 Seiten) */
.ew-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(18px,2.4vw,32px)}
@media (max-width:1040px){.ew-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:680px){.ew-grid{grid-template-columns:1fr}}
.ew-card{display:flex;flex-direction:column;gap:12px;min-width:0}
.ew-stage{position:relative;height:520px;perspective:1800px;cursor:pointer}
.ew-prism{position:absolute;inset:0;transform-style:preserve-3d;transition:transform .8s cubic-bezier(.45,.05,.25,1)}
.ew-face{position:absolute;inset:0;backface-visibility:hidden;-webkit-backface-visibility:hidden;border-radius:var(--r);padding:22px 22px 20px;display:flex;flex-direction:column;gap:12px;overflow:hidden;box-shadow:0 14px 34px rgba(14,26,47,.16)}
.ew-tag{margin:0;font-size:.72rem;letter-spacing:.15em;text-transform:uppercase;font-weight:700}
.ew-f1{background:var(--paper);color:var(--ink)}.ew-f1 .ew-tag{color:var(--gold)}
.ew-quote{margin:0;font-family:var(--serif);font-size:1.75rem;line-height:1.15;color:var(--ink)}
.ew-quote em{color:var(--gold);font-style:italic}
.ew-photo{position:relative;margin:auto -22px 0;flex:1;min-height:0;overflow:hidden}
.ew-photo img{width:100%;height:100%;object-fit:cover;display:block}
.ew-ki{position:absolute;right:8px;top:6px;font-size:.66rem;color:#5b6478;background:rgba(255,255,255,.85);padding:2px 6px;border-radius:4px}
.ew-sub{margin:-8px -22px -20px;padding:12px 22px;background:var(--night);color:var(--on-dark);font-size:.95rem;font-weight:600}
.ew-f2{background:var(--night);color:var(--on-dark)}.ew-f2 .ew-tag{color:var(--gold-2)}
.ew-f3{background:var(--champagne);color:var(--ink)}.ew-f3 .ew-tag{color:#8a6a35}
.ew-f4{background:var(--night-2);color:var(--on-dark);justify-content:center}.ew-f4 .ew-tag{color:var(--gold-2)}
.ew-face h3{margin:0;font-family:var(--serif);font-weight:400;font-size:1.5rem;line-height:1.2}
.ew-f2 h3,.ew-f4 h3{color:#fff}.ew-f4 h3 em{color:var(--gold-2)}
.ew-face ul{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:12px;font-size:1rem;line-height:1.45}
.ew-face li{padding-left:22px;position:relative}
.ew-f2 li::before{content:"";position:absolute;left:0;top:.55em;width:9px;height:9px;border-radius:50%;background:var(--gold-2)}
.ew-check li::before{content:"✓";position:absolute;left:0;top:0;font-weight:700;color:#8a6a35}
.ew-f2 li b{color:#fff}
.ew-src{margin:auto 0 0;font-size:.78rem;color:#6b5a3b}
.ew-me{display:flex;align-items:center;gap:14px}
.ew-me img{width:72px;height:72px;border-radius:50%;object-fit:cover;border:2px solid var(--gold-2)}
.ew-me p{margin:0;font-size:.95rem;line-height:1.4;color:var(--on-dark-muted)}.ew-me b{color:#fff}
.ew-f4 .btn{align-self:flex-start}
.ew-nav{display:flex;align-items:center;justify-content:space-between;gap:10px}
.ew-nav button{font:inherit;cursor:pointer;border:0;background:none;color:var(--ink)}
.ew-prev{width:40px;height:40px;border-radius:50%;border:1.5px solid var(--line)!important;font-size:1.3rem!important;line-height:1}
.ew-next{padding:10px 16px;border-radius:999px;background:var(--night)!important;color:#fff!important;font-weight:700;font-size:.92rem}
.ew-dots{display:flex;gap:8px}
.ew-dots button{width:11px;height:11px;border-radius:50%;padding:0;background:#c9cdd8!important}
.ew-dots button[aria-pressed="true"]{background:var(--gold)!important;transform:scale(1.25)}
.ew-nav button:focus-visible,.ew-stage:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
.ew-note{margin-top:18px;font-size:.85rem;color:var(--muted)}
@media (max-width:680px){.ew-stage{height:560px}.ew-quote{font-size:1.6rem}}
@media (prefers-reduced-motion:reduce){.ew-prism{transition:none}}

/* 11.10.2026: Hinweis unter dem Nachrichtenfeld */
.feld-hinweis{margin:6px 0 0;font-size:.85rem;color:var(--muted)}
.hero h1 .h1-kicker{display:block;font-family:var(--sans);font-size:.74rem;line-height:1.5;letter-spacing:.16em;font-style:normal;margin-bottom:1.1rem}
@media (max-width:680px){.hero h1 .h1-kicker{font-size:.68rem}}